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What does PLPD car insurance cover you for?

Updated: 9/11/2023
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19y ago

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PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.

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19y ago
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Q: What does PLPD car insurance cover you for?
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Related questions

Does PLPD insurance cover you if you lose control of your car on ice and hit a tree?

No


If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?

I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.


If you have PLPD or no fault insurance and you hit someone from behind and their car is fine and yours is not will your car insurance cover it?

No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.


Does your plpd insurance cover the damages to a car that you hit?

I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.


Plpd on car no one else involved car flipped but driver taken to hospital does health insurance step in for patient?

What does Plpd mean?


Should plpd insurance cover costs for hitting a wild animal?

Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.


What are the rules or guidelines of PLPD insurance?

PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with


If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


Will PLPD cover vandalism to your car?

Not usually. That type of coverage is called "comprehensive", but even that doesn't cover everything. Depends on the type and extent of the damage.


What is PLPD?

Public Liability and Property Damage insurance. Bascially liability insurance.


Does diamond car insurance cover the loss of jewelry?

No, diamond car insurance don't cover the loss of jewerly. They cover different kind of insurance like car insurance, home insurance and travel insurance.