I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
No
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
PLPD is also known as liability. If YOU hit someone else's car meaning that you are at fault, any repairs will come out of your own pocket because PLPD only covers damages for other vehicles. If you were not at fault it doesn't matter what coverage you have because their insurance carrier (if they have one) should pay for your vehicle damages.
What does Plpd mean?
In a situation where you have PLPD (Personal Liability and Property Damage) insurance and are involved in an accident where the other driver received a ticket for failure to yield, you may still be held responsible for the damages you caused. PLPD insurance typically covers only the other party's damages and injuries, not your own. Therefore, if you were found at fault for the accident, your PLPD insurance would likely cover the other driver's damages, but you could still be held financially responsible for those damages. It is important to review your insurance policy and consult with a legal professional for specific guidance in such situations.