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What else can I help you with?
What happens if the damages in an accident exceed the insurance coverage of the person at fault?
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
What coverage protects the person who was at fault in an accident against losses when someone is injured?
Liability insurance.
What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?
Liability and medical insurance.
When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?
Their insurance policy will pay for their own car. However you must know it's against the law not to have insurance coverage for your auto.
What do you do if you had an at fault accident but you have no insurance?
They can sue you. If you have no money in the bank or no assets (a home, vehicle, valuables), then it won't do the other person any good. It will be nearly impossible to get insurance now that you have an accident on your record without coverage (big no no). In the mean time, hopefully the other person has insurance to cover themselves against people who are uninsured in an accident.
What are the benefits of having vehicle insurance third party coverage?
Third-party vehicle insurance coverage provides benefits such as financial protection against damages caused to others' property or injuries to others in an accident, legal coverage for liability claims, and compliance with legal requirements for driving on the road.
Will your health insurance cover bodily injury in a car accident?
Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or personal injury protection coverage in no-fault states).
What are some features of Illinois car insurance?
It is important to understand the different types of insurance coverage most companies offer. Something which virtually every policy should have is liability coverage. This protects the policy holder against financial loss due to a covered accident.
Can you file suit against the person who hit you if the insurance company does not pay off your car?
Yes. If you can prove the accident was their fault and no coverage is forthcoming you or your attorney can file suit.
What is auto insurance?
This is insurance which protects the insured against losses involving the use of automobiles. Various coverages may be bought depending on the desires of the insured. Such coverages include the liability coverages of bodily injury, property damage, and medical payments, and the physical damage coverages of collision and comprehensive.Auto insurance requirements vary. If you're not sure what's required in your home state or country, or you're moving, educate yourself on your state's or country's minimum auto insurance requirements and plan to exceed them. (If you're involved in a serious accident, carrying the minimum requirements won't cover your losses!)Auto insurance helps you to protect you and your family against financial loss in the event of an accident or other cause of loss.It covers the injuries and damages caused by an accident and for which you are legally responsible.Answer-Auto insurance is a protection that protects the owner of vehicle against financial loss if vehicle have accident. It is a contract between vehicle owner and auto insurance company. The vehicle owner pays the fix amount of premium to the auto insurance company and in exchange the insurance company pays to the vehicle owner against loss as mentioned in the insurance policy. There may be various types of auto insurance coverage such as property damage coverage, vehicle body injury coverage, collision coverage, personal injury coverage and more.
Are there any motorist insurance programs in Pennsylvania that I may apply for?
Simply stated, automobile insurance is a contract between you and your insurance company that protects you against financial loss if you are in an accident. Auto policies contain a variety of coverage's that can be purchased depending upon your needs and wants. You agree to pay the premium, and in return, the insurance company agrees to pay for certain expenses as defined in your policy. Having the right insurance coverage may prevent you from suffering a large financial loss in the event of an automobile accident.
Which of these protects a person who is at fault in an accident against lawsuit?
bodily injury liability coverage
