Liability and medical insurance.
bodily injury liability coverage
bodily injury liability coverage
Liability insurance.
In general terms, Auto Insurance. Where I live the coverage you are asking about is called Public Liability and Public Damage. P.L.P.D. for short. It is the minimum covereage required by Law in most places.
good samaritan
It is important to understand the different types of insurance coverage most companies offer. Something which virtually every policy should have is liability coverage. This protects the policy holder against financial loss due to a covered accident.
Yes as long as your policy was active when the accident happened.
The answer depends on the subject matter of the lawsuit. It protects you against creditors but not against lawsuits that challenge the title to the property.
Commercial vehicle coverage will cost more. It has to cover any person driving and the more likely lawsuits against companies.
2 lawsuits
The benefit of having uninsured/underinsured motorist coverage is that almost 20% of us drive around with no insurance. There's also a good percentage of high risk drivers with minimum coverage running around. That's quite a pool of drivers we're up against every day. You want to be able to cover your losses if you are involved in an accident with someone like that. As far as having medical payments--this protects you and whoever you have in your car for medical coverage. If you don't have health coverage, it's a biggie. Medical coverage also protects you if you are walking and get hit by a car.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :