Liability and medical insurance.
bodily injury liability coverage
The type of coverage that protects a person at fault in an accident against lawsuits for injuries is called liability insurance. Specifically, bodily injury liability coverage helps pay for the medical expenses and legal costs associated with injuries that others sustain due to the insured's negligence. This coverage is essential for defending against claims and lawsuits resulting from accidents where the insured is deemed responsible.
bodily injury liability coverage
Liability insurance.
In general terms, Auto Insurance. Where I live the coverage you are asking about is called Public Liability and Public Damage. P.L.P.D. for short. It is the minimum covereage required by Law in most places.
The legal principle that protects a person at fault in an accident from lawsuits is known as "sovereign immunity" or "qualified immunity," depending on the context. In many jurisdictions, liability insurance also plays a critical role, as it can cover legal costs and damages up to certain limits. Additionally, some states have "comparative negligence" laws, which can reduce the liability of the at-fault party based on the degree of fault assigned to each party involved in the accident.
good samaritan
Yes as long as your policy was active when the accident happened.
It is important to understand the different types of insurance coverage most companies offer. Something which virtually every policy should have is liability coverage. This protects the policy holder against financial loss due to a covered accident.
The answer depends on the subject matter of the lawsuit. It protects you against creditors but not against lawsuits that challenge the title to the property.
Commercial vehicle coverage will cost more. It has to cover any person driving and the more likely lawsuits against companies.
The benefit of having uninsured/underinsured motorist coverage is that almost 20% of us drive around with no insurance. There's also a good percentage of high risk drivers with minimum coverage running around. That's quite a pool of drivers we're up against every day. You want to be able to cover your losses if you are involved in an accident with someone like that. As far as having medical payments--this protects you and whoever you have in your car for medical coverage. If you don't have health coverage, it's a biggie. Medical coverage also protects you if you are walking and get hit by a car.