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No, that's what car insurance is for.

If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.

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13y ago

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Related Questions

If the landlord's house is damage will the renters insure cover the damages?

Typically, renters insurance does not cover damages to the landlord's property itself; it primarily protects the tenant's personal belongings and liability. If the damage is due to the tenant's negligence, they may be held responsible for repairs, but this would be outside the scope of renters insurance. Tenants should check their policy for specific coverage details and consult with their landlord regarding repairs. It's also advisable for landlords to have their own property insurance to cover such damages.


What insurance do landlords need?

Landlords can purchase landlord or rental property insurance to protect their properties. A landlord insurance should cover the building and any contents that are the property of the landlord.


Can landlord demand you insure building fabric as well as your belongings?

Normally not. Anything that is part of the property is covered by the landlord as part of the property. However, you are responsible for any damages you incur upon such, something your insurance will often cover.


What should be covered by landlord insurance?

Landlord insurance should cover the building structure, liability protection, loss of rental income, and personal property provided by the landlord in a rental property.


Do renters insurance cover broken windows?

In general, no. Renter's insurance covers the property of the renter, not the property of the landlord.


What does renter's insurance cover?

Renters insurance will cover your belongings in the house, and will also cover you for any legal mishaps you have with the landlord. It is prudent to have it as if for example there is a flood your belongings would not be covered by the landlords house insurance.


What does landlord insurance cover?

Landlord insurance typically covers property damage, liability protection, and loss of rental income due to property damage or other covered events.


What are the benefits of having landlord insurance for your property?

Landlord insurance provides protection for property owners against financial losses due to damages, liability claims, or loss of rental income. It can cover costs for repairs, legal fees, and lost rental income, providing peace of mind and financial security for landlords.


Does property insurance cover damages caused by a tree falling on my house?

Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.


Will homeowners insurance cover the damages to a uninsured vehicle on the property?

No, homeowners insurance excludes vehicles.


Is a Section 8 Landlord required to have insurance?

Every landlord is required to have insurance, but now the question is what type of insurance. Property insurance is likely the type of insurance that the landlord is carrying. This does not cover anything inside the property that belongs to the tenant. For this, the tenant needs to purchase separate insurance called renters insurance.


Does homeowners insurance cover rental property damages?

No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.