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Typically, renters insurance does not cover damages to the landlord's property itself; it primarily protects the tenant's personal belongings and liability. If the damage is due to the tenant's negligence, they may be held responsible for repairs, but this would be outside the scope of renters insurance. Tenants should check their policy for specific coverage details and consult with their landlord regarding repairs. It's also advisable for landlords to have their own property insurance to cover such damages.
What else can I help you with?
Does renters insurance cover hail damage to the roof of my mobile home?
No, renters insurance is coverage specific to property that belongs to the named insured.If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.
Can you insure a home that you don't own?
If you rent it you can get renters INS
Can I insure a house without ownership in California?
If you don't own the property, you can usually still get "renters insurance" that will cover the contents of the house and possibly liability for damages (other than those you might cause intentionally).
Can you insure a house that does not belong to you?
You can obtain renters insurance that would cover damage to the contents. The homeowner should already have hazard insurance, so there is not any point in your trying to purchase that.
Which kind of renters insurance are recommended for older people with a house?
If your parents bought their house they do not need renters insurance but they do need house insurance. They should insure the house for two things, one for the contents and any damage to the home, and two if there is a mortgage they should have insurance to cover that in the event that anything should happen to either of them.
Can a renter insure the structure he lives in?
There is renters insurance, but it is on the items the renter has brought into the house/apartment. The owner has insurance on the building.
What insurance companies insure rental cars?
This may very from state to state, but from what I am aware of the cars are bonded, which means the company has proven being able to pay for damage. The company pays for damages out of their pockets.
Should landlords obtain insurance to protect their property?
Yes, landlords should obtain insurance to protect their property. It is always a good idea because it will protect their property and insure that if something happens to it, it will be fixed.
What are the differences between homeowners and renters insurance?
A homeowner can insure the property and owned contents. A renter does not own the home so they can only insure their own contents. Liability coverage can be purchased on either policy type.
Cost for LA renters insurance per month?
Your renters insurance quotes do not depend solely on your region (Los Angeles) but a number of other factors, most importantly: which valuable items that you own do you want to insure with personal property coverage? Here is an informative article I found on how to find affordable renters insurance anywhere in the country: http://www.insuranceagents.com/free-renters-quotes.html
Can you legally insure a building you don't own?
No because you do not have insurable interest in the building. You could not get paid for damages since you are not the owner.
How can I insure my mobile device?
You can insure your mobile device by purchasing a mobile device insurance plan from a reputable insurance provider. This plan will cover damages, theft, and other unforeseen incidents that may occur to your device.
