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No, renters insurance is coverage specific to property that belongs to the named insured.

If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.

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9y ago
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Wiki User

10y ago

No, because the roof does not belong to you. You are the tenant, therefore the landlords policy would have to cover damage for the roof. You cannot insure something that you don't own.

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If your renters policy covers Sewer Backup then it will cover damage to personal property.


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Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.


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Homeowners insurance No. But a landlords Dwelling Policy yes.


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No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.


What does assurant renters insurance cover?

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No, it does not.


What insurance will cover you for damage to your expensive block driveway for the sudden and accidental spillage of a large amount of oil on your new driveway?

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