No
No, if your car burns, is stolen, or is destroyed by vandalism, you won't receive a cent in Michigan with PLPD. Even in an accident you won't receive anything, your PLPD will only pay other people for damage you cause to them, it won't pay you a dime, that's why it's cheap.
I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
What does Plpd mean?
grafiting playing loud music into the night breaking in smashing car windows etc these are all things that cover vandalism!
Full coverage will cover acts of nature and vandalism and theft. Full coverage completely insures the car against all acts committed by others or from accidents.
Full coverage is more Expensive that PLPD because with full coverage anything that happens to your car they will pay for yours and the other persons car but with PLPD they only pay for the other persons car.
No. Homeowners Insurance does not coverage for automobiles.
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
I think its a BMW E36 with a different grille