Full Coverage covers usually refers to having maximum liability, comprehensive and collision coverage on your policy. Maximum liability coverage covers third party injuries and damages when you are found at fault for an accident. It also gives you comprehensive and collision coverage that will cover repairs to your car if you are at fault for the accident, or something out of your control happens (vandalism, hit a deer). It is referred to as full coverage because your assets are covered as well as thrid party assets.
If you have full coverage on your car then it will cover a windshield crack. Sometime they will claim it as normal wear and tear on a vehicle but if you can prove that it was from vandalism or hail etc then you should covered.
No. Homeowners Insurance does not coverage for automobiles.
No, unless it is part of a collision, theft, or vandalism. This is assuming you have those type of incidents covered. Typical auto insurance (even full coverage) does not cover normal wear and tear.
Comprehensive is a physical damage coverage that is designed to pay for damages caused to your vehicle. Several different losses are covered under comprehensive coverage including: fire, theft, vandalism, explosion, civil riot, hail, and colliding with a live animal. Some insurers refer to Comprehensive coverage as Vandalism coverage. This will cover practically any type of vandalism that occurs to your vehicle except vandalism that was intentionally done by yourself. You will be required to provide a police report if vandalism is claimed.
Non collision related damage or loss like theft and vandalism.
Yes, Your comprehensive deductible on your auto insurance policy applies.
Not usually. That type of coverage is called "comprehensive", but even that doesn't cover everything. Depends on the type and extent of the damage.
You will need to check your insurance policy. Some cover vandalism and some do not. If you bought a HO3 broad all risk policy, Although it costs a little more, it will have vandalism coverage automatically included. If you bought one of the more economical forms HO1 or HO2 home insurance policy, you will need to look on your policy declarations page for the word "vandalism". Alternatively you can call your insurance agent and have him or her review your policy for coverage.
Yes it will.
no, full coverage does
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.