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You will need to check your insurance policy. Some cover vandalism and some do not. If you bought a HO3 broad all risk policy, Although it costs a little more, it will have vandalism coverage automatically included.

If you bought one of the more economical forms HO1 or HO2 home insurance policy, you will need to look on your policy declarations page for the word "vandalism".

Alternatively you can call your insurance agent and have him or her review your policy for coverage.

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13y ago

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Q: Does homeowners insurance cover vandalism done to the home?
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