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It depends on the situation. If for example the contractor is a roofer and they damaged your roof trying to make it look like hail damage to get it bought by the insurance company, you can file a police report on them for vandalism and then file a vandalism claim with your insurance company.
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Is gerneral liability insurance for contractors required in the state of Calif?
As of this date, liability insurance is not required but SB2029 requires that home improvement contractors disclose to home owners in writing to any potential customer whether or not they carry commercial liability insurance.
Does home owners insurance cover termite damage?
NO, generally not.
Does home owners insurance cover carpenter ant damage?
Typically no.
Does home owners insurance cover water damage caused by the neighbor?
cover
Can your home owners insurance cover structural damage in your home?
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
Who covers car damage from bricks falling off a house?
it shod be the home owners insurance
Does home insurance cover damage to visitors car?
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
Is Auto Owners Insurance Company a parent company of Utica Mutual Insurance Group?
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
Will home owners insurance pay for a tv accidentally busted by four year old granddaughter?
Your own home owners insurance most likely will not... probably an exclusion for damage to your own property from an accident of that nature. If the home your grand daughter lives in has renters or home owners insurance, then that policy will probably cover it.
Can you get home owners insurance after two hail and wind damage claims?
Yes, you can still get homeowners insurance. If you live in a high risk area for windstorm damage, you'll just have to pay more than you did in the past.
Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Will Home Owners Insurance cover floor damaged by poor installation?
Generally No, Your homeowners insurance does not provide coverage for the quality of workmanship you hire from a contractor or builder. Your contractor or your contractors General Liability Insurance Policy would offer coverage for your loss. This is why it's always best to check out a contractors credentials. You should always verify they are properly licensed and carrying the appropriate insurance before any work starts.
