Of course NOT.
Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.
It depends on what the policy says. Recognize that even if it does, you'll probably loose the insurance afterward or the rates go up. If you loose the insurance, other insurance companies may not be willing to cover you once they find out that you have that kind of person living in your house. Insurance companies are constantly determining their risk. If they see a condition that may cause higher risk, they tend to deal with the condition.
No, unless those cracks are a result of a differnt direct loss such as a vehicle hitting the home or a tree falling on it. Most if not all insurance policies exclude cracking in brick, plaster, and drywall as well as vibration.
The only intitlement of monies will go to that deer, for the deer is someones property(state)and your insurance company may have to pay for its medical bills if it survived the accident, but nothing to you.
Generally when it comes to hitting an animal your insurance angency will only make you pay your deductible. Sometimes it is completely covered.
Yes, under comprehensive
Whether you will be charged a point on your insurance for hitting a coyote depends on your specific insurance policy and state laws. Typically, if you have comprehensive coverage, hitting an animal like a coyote may be covered without affecting your driving record. However, if the accident leads to a claim that involves liability or negligence, it could potentially impact your insurance points. It's best to consult your insurance provider for details regarding your policy.
of course...
Liability insurance typically covers damages you cause to other people's property, but it generally does not cover damage to your own vehicle or property. If you hit a pole, your liability insurance may cover the damage to the pole if it belongs to someone else, but you would need collision coverage to repair your own vehicle. Always review your specific policy details for clarification on coverage.
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
Possibly if the boulder was in the roadway, but if it was actually on your property then they are responsbile for hitting a stationary object.
Depending on what insurance company you have and your plan. Most do in/near wooded areas.