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Does homeowners insurance usually cover termite or carpenter ant damage?
no - damage by insects is excluded
Does home owners insurance cover water damage caused by the neighbor?
cover
Does home owners insurance cover termite damage?
NO, generally not.
Can your home owners insurance cover structural damage in your home?
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Does home owners insurance cover the cost of a fallen ceiling in the house?
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
Does home owner insurance cover damage to property that falls from a trailer being towed?
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
Will home owners insurance cover a broken pipe under the slab on your home?
Probably not. It should cover any damage done by the break, but not the break itself.
Does renters insurance cover hail damage to the roof of my mobile home?
No, renters insurance is coverage specific to property that belongs to the named insured.If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.
Does home insurance cover damage to visitors car?
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
Does home insurance cover brick damage?
It depends on what caused the damage to the bricks. Did a car run into your brick home, Then the drivers Auto Insurance policy should cover it. Did a storm blow out your bricks, Then your home owners policy would cover it if you have wind storm coverage. If your home is just old and the bricks are crumbling due to age or lack of maintenance, then they may not be covered on your home owners insurance policy. Home owners Insurance, just like auto insurance does not provide coverage for normal wear and tear or for normal maintenence issues.
Does home owners insurance cover structual water or rain damage to a beam?
No. This sounds like a maintenance item and not a covered cause.
