Does home insurance cover brick damage?
It depends on what caused the damage to the bricks. Did a car
run into your brick home, Then the drivers Auto Insurance policy
should cover it. Did a storm blow out your bricks, Then your home
owners policy would cover it if you have wind storm coverage. If
your home is just old and the bricks are crumbling due to age or
lack of maintenance, then they may not be covered on your home
owners insurance policy. Home owners Insurance, just like auto
insurance does not provide coverage for normal wear and tear or for
normal maintenence issues.