Certainly not. Homeowner's insurance does not pay for renovation to any part of your home unless it was damaged and the damage was due to a covered cause. And, in the case of damage, the insurance will strive to replace, not improve the situation.
no
Yes.
you put a trap in the attic and leave awindow or ddoor open for it to have access to enter and then set soome bait for it and hopefully this will lure in the opossum and this is how you catch and opossum.
Most policies do not cover rodent damages.
This depends on your insurance company. The bat exlusionists who visited my home said that some companies will cover it, no questions asked. Other companies classify it as "vermin" and won't cover it at all. You could try to say you have toxoplasmosis mold in your attic and say it's mold removal to get the cleanup paid for.
Afraid Not. Homeowners insurance is for covered causes only and this is a maintenance issue. Damage must also be "sudden and accidental" and not happen over time. I will give you some personal advice. Use peppermint oil soaked into cotton balls and placed around the attic. This will get them out. Then you have to stop up any holes bigger that an inch to keep them from getting back in.
They're telling us they will not because they are rodents. Raccoons are not rodents. Apparently there will be a law suit against Allstalte if they don't change their stance.
It is the homeowner's responsibility to clean any mold from the house before you purchase it. It should be in writing.
If you have home insurance then you should phone your Insurance Adjuster and ask them this question. They have a copy of your insurance policy.
I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.
Yes, it is recommended to have proper attic ventilation to prevent moisture buildup, heat accumulation, and to extend the life of the roof. Ventilation helps regulate temperature and humidity levels in the attic, which can reduce the risk of mold growth and damage to the structure.