Most policies do not cover rodent damages.
They're telling us they will not because they are rodents. Raccoons are not rodents. Apparently there will be a law suit against Allstalte if they don't change their stance.
Yes.
a raccoon
The ghost raccoon was hiding in the attic of the haunted mansion.
Certainly not. Homeowner's insurance does not pay for renovation to any part of your home unless it was damaged and the damage was due to a covered cause. And, in the case of damage, the insurance will strive to replace, not improve the situation.
I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.
I'd recommend the critter guy if you're in Ontario. They are professionals in removing raccoons.
Yes, a raccoon will live under a porch as well as in an attic.
At the spooky house in the New jersey forest, slide the dresser over to the left so that you can jump into the attic. It is only a raccoon up there, but you can find a grappling hook that comes in handy outside.
Raccoon feces can carry roundworm eggs or larvae as well as other nasty organisms. Raccoons are almost always infested with fleas, lice and ticks which could get into your home.
Very carefully! Raccoons are known to go on the defensive especially a mama protecting cubs. The safest way to evict a raccoon is by using a device called a one way controller.Do not install at dusk or dawn as you may be confronted by the animal entering or exiting at that time. First locate the access point, then place the controller and fasten according to directions. The raccoon will exit and not be able to reenter. At this time you can remove the controller and repair the damage.