PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with
Public Liability and Property Damage insurance. Bascially liability insurance.
What does Plpd mean?
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
No
Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.
First assess if you need insurance by reading up on the rules and regulations for taxis in the city you live. Then see if there are insurance agents that deal in this business or what they suggest. Taxi insurance I am sure is a special area that has particular rules and guidelines.
No, if your car burns, is stolen, or is destroyed by vandalism, you won't receive a cent in Michigan with PLPD. Even in an accident you won't receive anything, your PLPD will only pay other people for damage you cause to them, it won't pay you a dime, that's why it's cheap.
ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault
As long as your child is in college full time, most insurances will cover your son until he is 25. You should ask your specific insurance policy about their rules and guidelines.
Personal Liability and Property Damage (PLPD) insurance typically does not cover acts of God, which are unforeseen natural events like floods or earthquakes. While PLPD primarily focuses on liability for bodily injury and property damage to others, coverage for acts of God usually requires separate policies, like comprehensive or specific natural disaster insurance. It's essential to review your policy details or consult with your insurance provider to understand your coverage options.
I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.