State laws vary on at-fault crashes, but if there's clear evidence the other car was At Fault in the crash, their insurance should pay for the damages.
However, if you have no valid drivers license, that should be amandatory court appearance. If you want to drive, ontain the training and license necessary to do so.
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.
You can take them to court and get a judgment, but if they don't have money you can't get it from them. Always get a police report when you're in an automobile collision. Unfortunately, once the other driver gets you to agree to NOT have a policeman investigate the collision, you don't have much hope of ever getting any money for the damages. Be the nice guy, but tell them your insurance REQUIRES that you call the police. BTW, it's true.
You can be sued for injuring someone, even unintentionally (as when someone gets hurt on your property). Then you are liable for damages. Liability insurance pays the damages if you lose a lawsuit.
your car is now a trash if it crashes
Yes, you are still at fault. It doesn't matter whether or not they had insurance, you still hit their vehicle and are therefore still responsible for their damages.
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
Depending on the damages will depend on the court you need to contact. You will have to prove the other persons liabiltiy for the damage. You should contact your insurance agent for advice.
The only reason someone needs a life insurance license or certification is to be able to sell this type of insurance.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
yes
When you cause an accident that damages another vehicle or hurts someone