No there is no surcharge on a hit and run accident but your deductible still stands. thanks for the question
If a person leaves the scene of a car accident in Nebraska, she or he can be liable for a fine of up to $1,000 and one year in jail. If there was an injury, the penalty could be more severe.
no. not ususally. in most states that is considered a felony hit and run. leaving the scene of a crime has a hefty penalty, unless you have a good reason and even then....
You prey that the other driver doesn't find out that even though he was not insured, you and your insurance co. are still liable for all damages. You still need to report the accident to your insurance co, though.
The driver at fault is liable for the collision, regardless of the other driver's actions post-collision. The fleeing driver may later be brought up on Hit and Run or Leaving the Scene of an Accident charges, but that will not change the at fault liability.
If THEY got the ticket they are the one charged with the offense. HOWEVER, depending upon the circumstance of their drivng your vehicle, you MIGHT be liable for separate charges (i.e.- permitting an un-licensed driver - etc.). The owner can be deemed responsible for who they allow to operate their vehicle. If your vehicle was damaged (or not) your insurance company will want to know since they will become liable for paying for the damages to your, and the other, vehicle. This will probably affect your insurance rates.
Yes, you should be covered if someone hits you or you hit them regardless of someone leaving the scene.
Well, the driver who hit the other vehicle would still be liable, but it would be a matter for insurance to pursue, not the police, since the 2nd driver left the scene. Certainly, leaving the scene creates a window of doubt with regard to the damage, but it's not really enough to get the at-fault driver off the hook.
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
No. The vehicle is worth what the vehicle is worth, no matter how it was totaled
No, if you were negligent, and 'at fault' you still are, however, if they leave the scene doesn't sound like you will have to fix their vehicle, but you could still have a 'chargeable' accident on your policy.
If your in Ontario: The driver of the car that rear end another vehicle is always liable both criminally and civily. In your scenario, the driver left the scene of the accident, this is known as failing to remain and is a criminal offence in Canada. If the car was abandoned, you can bet it was probably stolen. Stolen vehicles are not subject to the registered owners insurance. Basically your insurance coverage will provide for your vehicle. And the dealerships insurance will cover damages done to the dealerships vehicle. Now...if the driver of that vehicle is found he would be charged with the above, and in addition you can file a lawsuit against him for any injuries. (your insurance company will definitely sue the driver to recoup there losses for the vehicle damages) If the vehicle was not stolen, but being test driven ( you have a really stupid driver) then the dealerships insurance will cover the damages. However, your insurance company will front the bill for damages and get reimbursed by the dealerships insurance company pending the result of a police investigation. This is known as no fault insurance. Other provinces in Canada have there own laws regarding insurance and liabilities. The same with the U.S.A. KeVin Toronto