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They will have a report of any and all claims you ever made as well as anything that is on your driving record. They will also have a record of anyone that has ever been listed on an auto policy or received mail at your address. The best solution is to tell them the truth up front then the agent can place you with the best company for your situation.
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What if you are hit in a car accident and the person who hit you has no insurance?
Simply, call the police!
If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
What happens if you don't contact the police after an accident Can you still file an insurance claim?
Most insurance claims do not require police reports. Some states require it for hit and run claims.
Who do I contact if someone hit my car?
Your insurance company first, then, the police for a report.
What happens when you get hit by a person without license but the car has insurance?
If you have car insurance ,police will never stop you even if you dont have driving license.
What happens to a person if he hits a car files a police report stating it was a hit and run and the police find out that it was the peron who filed the report that hit the car?
you will most likely get charged with filing a false police report. If you reported it to your insurance you can add insurance fraud, which is a felony
Whose insurance covers a vehicle that was hit by a stolen car in a police chase?
yours
Who is at fault if car reverse and hit another car?
The car who reversed and hit the other car is the car at fault. It is important to gather witness statements in this case to submit to police and insurance.
Do you need to file police report if you hit a deer?
You will need to for the insurance claim for car repairs.
If you hit a parked car and got the license but no pen paper to leave note right then and car was gone by time returned with it is it hit and run if ask police or insurance to help find person to pay?
many locations require you to report it, as the other driver then can come in and they can pair up the reports.
If your car was stolen from your home and hit someone's property who is in fault?
If the police can't find the car thief, your insurance will have to pay for it. If they CAN find the car thief and he/she has nothing, your insurance will STILL have to pay for it.
What if a car cuts you off and you hit another car?
This situation depends on police reports and insurance. If the vehicle that did the cutting off left the scene and there are no witnesses then this is hard to prove. if the driver that was cut off was given a ticket then a court may have to sort out who is considered at fault.
