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If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?
Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded.
Health Insurance WILL most definitely cover injuries resulting from an automobile accident. Some motoe vehicle insurance policies even have a "health insurance primary" option. The questions was how to determine which is primary , the health insurance or the insured drivers motor vehicle coverage
What else can I help you with?
If I am listed as a driver on someone else's policy can I be sued if the primary driver causes an accident?
Yes, you can potentially be sued if you are listed as a driver on someone else's insurance policy and the primary driver causes an accident. Liability typically extends to all drivers involved in the accident, and while the primary driver's insurance may cover damages, injured parties can pursue legal action against any party they believe is responsible, including you. It's important to understand your specific state's laws and the details of the insurance policy involved.
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Car Insurance Accident Prone Driver?
There are many programs out there suited for accident prone drivers. Try progressive.
Do you have to add your child to your car insurance if they live at a diffent house hold but primary driver of the car?
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
Who is responsible for an accident the driver of the vehicle or the person who is under the insurance?
it may depend on the state, but when I was in the insurance business in Tennessee, the primary insurance on the car kicked in first, then if that insurance didn't cover the damamge (IE: insurance limits were too low, or there was no primary insuance) then the driver's insurance kicked in.
What happens if both drivers involved in an accident have no insurance and no police report was filed?
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
What happens if you have been in a car accident in a taxi and the accident was driver's fault but she had no licence and no insurance?
He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.
Is young drivers insurance more expensive than elderly driver insurance?
Yes, young driver's insurance is typically more costly than elderly driver's insurance, as elderly drivers are considered to be "experienced". Young drivers are typically considered to be more of a liability.
What are the legal implications for a driver involved in a car accident without insurance in Missouri if they are not at fault?
If a driver in Missouri is involved in a car accident without insurance and is not at fault, they may still face legal consequences. Missouri law requires all drivers to carry minimum liability insurance. If an uninsured driver is not at fault in an accident, they may still be held financially responsible for damages. Additionally, they may face fines, license suspension, and other penalties for driving without insurance. It is important for all drivers to carry proper insurance coverage to protect themselves in case of an accident.
Driver bacome subject to the liability insurance law when accident damages amount to?
The amount of a claim from an accident has no bearing on the drivers legal requirement for financial responsibility. All drivers are required to carry financial responsibility before they drive. whether or not they have had an accident
If someone has an accident and they do not own the car but the driver sends the other party to hospital who is responsible for bodily injuries in Texas?
liability insurance goes with the driver, so the drivers insurance would pay for it. If the driver does not have insurance, then the owner of the car's insurance would pay if the vehicle was knowingly lent.
If you have 4 autos and 4 drivers can you list your 2 teen drivers as part time drivers on 2 of the cars?
Depends on your insurance company. Some require one primary driver to each car if you have 4 cars with 4 people living in the house. But some allow you to list the parents as primary drivers for all 4 cars and have your 2 teen drivers listed as secondary drivers. Your auto insurance will cover all of you regardless of who is primary or secondary driver.
