not final, you can contest the police�s report by hiring independent investigators. But, if the police say you were at fault you probably were according to the traffice rules and regulations.
If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.
You should find evidence or witnesses from the accident to give proof (testify) that the accident was not your fault. You could also go to court...
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
A police report does not define who is at fault. That requires some investigation by either the insurance company or the police themselves; however, unless you make a claim or a report, neither will investigate and the accident will not officially have happened.
Someone was at fault if their was an accident. Just because you didn't get a ticket, doesn't mean that the Police Officer didn't cite one driver for the accident. The codes tell who is at fault. Police have become way to cautious about issuing tickets in accident situations because they don't want to be called to court in these situations. The codes on the accident report tell who is at fault.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.
DMV always says when you have an accident you should report it, if the accident is over a certain amount of money. I say consider it well before you do, make sure it is a real incident worth notifying dmv,police etc. because it will appear on your record, and the burden of proof will be on you, even if the accident wasnt your fault.
Whoever the police report charges with the accident.
The car drectly behind you who hit you. The police report will assign fault. If you are not at fault, the person who is will be responsible for the damage. Get a copy of the police report from the investigating agency and give it to your insurance agent. Thay should take it from there.
If the at-fault driver is not responding after a car accident, you should contact the police and your insurance company immediately to report the incident and seek guidance on how to proceed. It is important to document the details of the accident and gather any available evidence to support your claim.