My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
My plan was and that was it and it was not my fault
Your insurance should cover you.
As you failed to tke a insurance, you will have to pay from your pocket entirely.
The other person can sue you because you are at fault for the accident.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.
Fill out accident report with police. The person's insurance will pay for repairs.
They have to pay for your repairs themselves
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
The person who causes the accident is at fault
the insurance of the person responsible for the accident
Most likely nothing. It depends if the other person had insurance. The worst that would happen with a clean record is you license suspended no more than a year.