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A police report does not define who is At Fault. That requires some investigation by either the insurance company or the police themselves; however, unless you make a claim or a report, neither will investigate and the accident will not officially have happened.

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Q: Who is at fault without a police report?
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Can an insurance company decide who is at fault when a police report has been filed?

An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.


What should you do if you are not at fault but somehow the police accident report said that you were?

not final, you can contest the police�s report by hiring independent investigators. But, if the police say you were at fault you probably were according to the traffice rules and regulations.


On the police report is it the first vehicle listed the one that is at fault?

Believe it or not, police do not determine who is at fault the insurance companies involved do. They use information given to them from the police department, such as violations or speed information, but the police can not determine fault or liability. Order of listing vehicles on the report has no determination of anything


If you had an accident and it wasnt your fault does it go in your driving record?

If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.


If you are backing out of a parking spot and another person cuts in behind you to get into a parking space who is at fault if you back into them?

If you are both moving, the one at fault is whoever the police officer says is at fault on the accident report. That's all I can tell you with this information. I hope you called the police. They will say you backed into them and you will say they ran into you. Without a police report faulting one of you, the insurance company will say both are 50% at fault which means each pays for their own damage.


If you live in Louisiana on the police accident report is driver 1 or driver 2 typically at fault?

The police arbitrarily chooses which car is considered Driver one and Driver two. You have to read the report to determine who is at fault.


If involved in an accident in California without a police reportmy fault with damage to other vehicle does the insurance company file a report with dmv?

I ythinnk it depends which state you reside in. In most states, unless someone is injured or their is property damage you do not need to have a police report. Actually, many police will not write a report at all unless there is actual damage. If there was no report and no injury the DMV will not know in MHO>


How do you report an acident to claim department if excluded driver had a acident in CA.?

Depends on who was at fault. If he isn't insured and the car is in your name he can be fined for driving without insurance and be fined if he was at fault for the accident. If there is a police report get a copy you made need it. This could end up in small claims court for damages.


Will insurance pay if you do not have a police report?

Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.


My car was hit but no police report was made who should be liable?

The person who hit you if it wasn't your fault.


Who is at fault when you are parking and someone backing out of their space hits you?

Whoever the police report charges with the accident.


3 VEHICLE ACCIDENT WHO PAYS FOR MY REAR END DAMAGE?

The car drectly behind you who hit you. The police report will assign fault. If you are not at fault, the person who is will be responsible for the damage. Get a copy of the police report from the investigating agency and give it to your insurance agent. Thay should take it from there.