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Immediately after an accident, you should call your insurance company and they will tell you their responsibility in that particular state. Your agent should have given you that information when you purchased your policy. Each state has slight differences. An insurance agent in this state is not licensed to comment on the insurance policies of another state.

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Q: What is the responsibility of the insurance company of the at fault driver in a no fault state?
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What is the responsibility of the insurance company of the at fault driver with full coverage insurance in a no fault state?

In this state, your own company pays your hospital bills up to $10,000. The at fault driver pays all costs above that amount. The at fault driver pays all costs above that amount. The at fault driver pays for all car repair bills.


What to do after a car insurance company denies your claim?

The only step you have left is to sue the driver of the other vehicle. Keep in mind, it is your responsibility to prove that the other driver was at fault.


Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?

yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.


What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?

If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).


Can an insurance company get money from an uninsured driver who was at fault?

They can pursue him civilly, and the not at fault driver can also sue for damages.


If both drivers in an accident are uninsured does it matter who was at fault?

Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.


If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?

You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.


What is the meaning of no fault car insurance?

No fault car insurance is coverage designed to compensate victims of car accidents via their own insurance company, regardless of which driver was in fault.


Can you sue the at fault driver and the insurance company?

You do not sue the insurance company. Any suit is filed against the at fault party only. The insurance company will defend their client and pay damages according to the terms of the policy.


What if the driver at fault will not call their insurance company to report the accident?

If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.


If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.


What if you were in a car accident and it was not your fault but you had no collision?

If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.