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You do not sue the insurance company. Any suit is filed against the At Fault party only. The insurance company will defend their client and pay damages according to the terms of the policy.

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Q: Can you sue the at fault driver and the insurance company?
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Related questions

Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?

yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.


What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?

If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).


Can an insurance company get money from an uninsured driver who was at fault?

They can pursue him civilly, and the not at fault driver can also sue for damages.


Can an insurance company representing a driver who wasn't at fault in an accident go after the lien-holder of the vehicle that was driven by an uninsured driver who was at fault?

Yes. See an attorney, before they sue you.


What if you need repairs on your car but the at fault driver's insurance company still hasn't finished the claim?

then sue for delay of action!


Can you sue your friend's insurance company if you were in an accident but they were not at fault?

You can.


How can I recover damages from a car accident when the fault driver has no insurance?

Sue


Can an insurance company refuse to pay for damages caused by their client if the accident was ruled his fault by the police?

They can, but you can sue the other driver for damages.


What to do after a car insurance company denies your claim?

The only step you have left is to sue the driver of the other vehicle. Keep in mind, it is your responsibility to prove that the other driver was at fault.


How do you sue another persons insurance company for an accident that was their fault?

You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.


What do you do when you are in an accident that was not your fault but the other driver's insurance company won't pay for the damages saying they cannot determine who was at fault?

The insurance companies usually settle each claim independantly. Your insurance will pay yours, the other co will pay theirs. But your insurance will go up. If you have only the required liability insurance your company will not pay for your damage. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and immediately collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back. Also, if the other driver is determined to be at fault, your rates should not increase.


What happens when a uninsured driver hit someone?

What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.