If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the At Fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
You go through the at fault driver's insurance carrier.
you pay alot of money stupid
No. For example if a driver stops at green light and the driver to his rear hits him, it is the driver in front's fault.
Only if the truck driver was at fault.
if it there fault there insurance pays
your policy, considering you are insured and licensed, will cover the incident, as long as YOU aren't at fault! Otherwise an at fault claim would appear on your record if ANY fault is determined on your part - regardless of the licensing status of the other driver.
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
If a driver hits a fire hydrant on private property, then he or she is to blame. The hydrant is a stationary object that the driver should have been able to easily avoid. It is likely that, even with insurance, the driver will have to pay for any damages.
Call the police and hire an attorney, NOW.
If you have no insurance you may get a ticket, but you will want a police report on the accident to claim their insurance, if they were at fault. so call the cops