your policy, considering you are insured and licensed, will cover the incident, as long as YOU aren't At Fault! Otherwise an at fault claim would appear on your record if ANY fault is determined on your part - regardless of the licensing status of the other driver.
Wiki User
∙ 18y agoYou can try to sue the unlicensed driver, but if they don't have the money to pay any damages awarded, you are well and truly up the creek.
That fool is going to be in jail for quite a while.
My insurance canceled uninsured person hits someone in rear what happens to me
they get in jail for not having a licence and driving.
Well if a cop stops them, they will get arrested and you will be in a lot of trouble.
Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.
No
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
That depends on the jurisdiction in which the unlicensed driver is caught. In general, the driver is arrested and charged with "Driving Without a License" or whatever the offense would be called. It can probably get more complicated if the unlicensed driver is caught outside his/her state of residence.
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
Most cases you get jailed if the accident is severe. If its not too much you get a ticket for driving without licensed driver. Depends on country to country though
It's illegal to drive without a driver's license, so if they get caught, they could be arrested. Your insurance may not cover the car if you allow an unlicensed driver to drive it, so if there's an accident, you will probably have to pay for it. Basically, don't let an unlicensed driver drive your car, even if they are the co-signer.