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What are the consequences for driving your moms car that has insurance in her name but your not listed as a driver?
if you are a resident of her household there COULD be a problem......also will depend if she has any EXCLUSIONS in her policy relating to other drivers.........if you live with her and will be driving her vehicle from time to time, and are NOT rated/listed as a driver on another policy....you should be listed as a driver on her car..........now, if you are grown, moved out on your own have your own vehicle, and drive mom's car on rare occassion, and no exclusions apply and you have permission to drive her car........should be no problem and you would be considered an 'insured driver'..........there are so many if and what if...i know.......more specific info and i could be of better assistance to you
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My friend was driving my car and got a DWI when she asked what insurance it would affect the officer said it would affect the car owner's insurance and not hers' the driver's Is this true?
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
Who can be a dependent on a car insurance policy?
Anyone can be listed on your car insurance policy as long as they have a valid driver's license. You just have to remember if that person has a bad driving record it will affect your insurance.
Is any licensed driver automatically covered by your insurance policy if the car they are driving has coverage Even if they are not listed as a driver on the policy?
Generally yes, but you have to check your policy for specific limitations. Watch out though. In California at least, if a driver is not specifically listed on the insurance policy, the coverage drops to state minimums (15/30/5 in CA).
The driver of a car is a minor driving mother's car and minor is not listed on NM automobile insurance Minor hits pedestrian Who is liable?
The mother is liable
Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?
No he have to listed as a second third or household driver for being cover by insurance
Do you have to have insurance if your under 18?
If you want to drive a car you need to have a valid driver's license and the car you are driving must be insured. You don't necessarily have to have your name listed on the policy if you are only borrowing the car from a friend. Be careful though there can be limitations on the coverage in some states if you are not a listed driver on the policy covering the car you are driving.
If one is the primary driver for the car in terms of insurance but does not possess the title for the car is the insurance valid?
It is if you are listed on the policy as a driver.
If someone gets a speeding ticket in your car does their insurance go up or does the owner of the cars?
Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.
Do licenced minors have to be listed on the parents insurance policy?
Licensed minors do not need to be listed on the parents' insurance policy in this state. Any family member is included on the primary driver's insurance. However, the insurance agent must be informed about the fact that minors will be driving the car. They must be listed as drivers on a form and have an insurance card to drive legally. There is a difference between having an insurance card and being listed on the policy. Simply because they are not listed on the policy does not mean the rates will not go up. Different regulations may apply in your area.
What if an uninsured driver has an accident with your insured car?
i was rear ended frm behind by another car, the car had insurance but the person driving was not listed as a driver, can i still get paid for mu car damages n body injuries
Does a newly licenced driver under the age of 18 have to be listed as a driver with the insurance company or are they covered automaticly under the parents' policy?
They must be listed.
If your insurance will not cover your son during the 6 months he is driving with a learner's permit what happens if he is involved in a car accident while driving with an adult?
Your auto insurance will cover your son while on a lerners permit. Check with your company as some require that he be listed as a driver and you must pay premium while others do not require that he be listed until he gets his regular license. If you insurance is telling you that there is no coverage while he is on the permit then you need a different insurance company.
