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∙ 18y agoYes, and your spouse will end up with an at-fault accident on their record. The collision deductible will apply to the damage on the car that your spouse was driving and there will not be a deductible for the damage to the parked car. Maybe. Check with your agent, but some policies specifically exempt damage caused by another vehicle on the same policy. It prevents people with two junkers from having driveway "accidents" where both vehicles are totaled but no one is hurt. Of course, they can still drive both cars into a brick wall.
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∙ 18y agoYes it does. The cancellation of an insurance policy is not retroactive.
If the car that was involved, in an acident was insured yea!
Your question does not have sufficient information to give an answer. What type of "Accident Insurance" policy are you talking about?
Yes. If they are on your policy they HAVE to cover it. Hope this Helps!
Yes, if they have insurance and get into an accident, then their insurance will cover them. If they do not have insurance, then your insurance will cover them but your premiums may go up.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
If you want him to have insurance cover in the event of an accident you should add him to your policy. Any body that is not on your insurance policy should NOT drive your car, if they have an accident you'll have big problems.
You don't have to live there as long as you are listed on the policy.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
It depends on the state, policy, and company. Some will if you were an authorized driver of the vehicle and you had an accident.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Your auto insurance automatically covers all family members that live in the household. However, by not listing your spouse as a driver you have not disclosed all the licensed drivers in the household, which is one of the questions on the application. Since the premiums you have paid did not reflect all the correct information, the insurance company may back charge you premium for not having him/her on the policy.