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What does insurance cover for wind and hail damage coverage?
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
Will homeowners insurance cover replacement windows that sagged due to settling?
Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
Does homeowner's insurance cover house foundation damage?
Most home insurance policies do not cover normal and expected ground settling. However, you can check your policy or telephone your insurance agent and find out if you have coverage for ground movement.
What does TV insurance protect?
TV insurance protects one's television in case of any damage caused by things like weather. If a hurricane were to damage one's TV, an insurance company would cover the replacement costs.
If you hit a telephone pole and no damage was done to the pole but you do not report it to the police will insurance still cover it?
Yes, less your deductible. You can call it vandalism.
Will insurance cover damage to a vehicle that was backed into a pole?
As long as you have collision yes insurance will cover the damage that was done.
Does homeowners insurance cover replacement of the central air conditioner?
Only if it is for covered damage (such as hail, flood, etc.) not for normal "wear and tear."
Does home warranty cover underfloor pipe replacement?
Depend on your insurance policy. Most standard policies that i have done thru insurance companies do not cover the pipe. They cover the damage the water or leak causes to the surrounding surfaces. The pipe and plumbing repairs are almost always not a part of the insurance coverage.
Does insurance cover condensation damage?
No
Does insurance cover termite damage?
No.
If your fence has termite damage and needs to be replaced will insurance cover it?
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
Does insurance cover foundation leak after flood?
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
