No.
NO, generally not.
no - damage by insects is excluded
Usually not. Check your policy for Perils Insured Against, and Exceptions. Call your insurance company. If they say it is not covered, ask where it says that in the policy.
As long as you have collision yes insurance will cover the damage that was done.
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.
No
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.
NO, Homeowners insurance does not cover automobiles.