It depends on the state, policy, and company. Some will if you were an authorized driver of the vehicle and you had an accident.
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∙ 13y agoIt depends. Some insurance companies insure the driver and any car they drive whether it's a rental, or borrowed with permission from the registered owner. Other insurance companies insure the car and only the drivers specified on the policy. Check with your insurance. It's possible your insurance follows you, in which case the damage you caused to the car you were driving and the car you hit would be covered.
Yes, she can. It makes no difference who the car is owned by, the insurance company will cover the liabilities according to the policy.
It depends on the type of insurance you have and your policy. Comprehensive coverage protects you against damages to your car that are the result of covered issues not related to a collision, such as an animal. Some insurance companies do not cover damages due to animals.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Most likely, yes. Most insurance companies ask for two months in advance when you get insurance. Just because his tags expired doesn't mean he was not insured at the time of the accident. However, if you are not insured on his policy they may not cover you.
No, the home policy does not cover the occupant of the home, including pets.
I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
Yes.
If the car that hit you had no insurance, it is the duty of the Traffic and Motor Vehicles Department to penalize the owner. If you are badly injured, only you can be monetarily saved if you possess one Personal Accident Policy on your life along with your Medical Insurance Policy.
It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.