Possibly. Insurance companies determine your rate by looking at characteristics that predict future loss. Think about this in terms of receiving a traffic ticket. If you get a speeding ticket, it doesn't cost the insurance company anything, but you can expect your rate to increase. The logic here is that behavior A has a correlation to the future probability of causing the insurance company to pay a claim. Studies have shown that people involved in not at-fault accidents tend to cause future at-fault accidents at a rate higher than those drivers that have not been involved in any accidents.
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