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Possibly. Insurance companies determine your rate by looking at characteristics that predict future loss. Think about this in terms of receiving a traffic ticket. If you get a speeding ticket, it doesn't cost the insurance company anything, but you can expect your rate to increase. The logic here is that behavior A has a correlation to the future probability of causing the insurance company to pay a claim. Studies have shown that people involved in not at-fault accidents tend to cause future at-fault accidents at a rate higher than those drivers that have not been involved in any accidents.
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What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
If you get into a car accident and it is not your fault will your insurance go up?
Not if it is deemed to be 100% the other drivers fault and they have insurance.
How much will insurance go up in a non moving accident?
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.
Does your insurance go up if you get into an accident and the insurance company sees it as no fault?
Yes, usually.
If you're in an accident but no one else is involved will your insurance go up?
Any accident can cause your insurance to go up even if it wasn't your fault.
How does a rear end accident affect your car insurance?
It can up your insurance if you are in the fault. If not it shouldn't cause your insurance to go up.
If you had an accident and it wasnt your fault does it go in your driving record?
If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.
Will your insurance premium go up if you are not at fault in Michigan?
Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.
Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
Do accidents only go on your driving record if you get a ticket?
The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.
I have insurance and allowed a friend to drive my car and she had an accident who is at fault?
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
What happens when your at fault in an accident but you can't pay for it?
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
