Any accident can cause your insurance to go up even if it wasn't your fault.
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.
If the accident was your fault and someone else was involved their uninsured motorist insurance will pay for their damage. The bad news is that they WILL sue for the amount they had to pay out.
Rephrase this question: make sure it's only one question.
naidu insurance
Yes, you can potentially be sued if you are listed as a driver on someone else's insurance policy and the primary driver causes an accident. Liability typically extends to all drivers involved in the accident, and while the primary driver's insurance may cover damages, injured parties can pursue legal action against any party they believe is responsible, including you. It's important to understand your specific state's laws and the details of the insurance policy involved.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
Leaving the scene of an accident, even if no one else was involved, can result in legal consequences such as fines, points on your driving record, or even criminal charges depending on the jurisdiction. You may also face civil liability for any damages caused to property, and your insurance rates could increase. It's essential to report the incident to authorities and your insurance company to mitigate these potential repercussions.
If they were driving it with your knowledge or permission, yes. Actually, no it won't. Each person is liable for their own actions, regardless of the car they are in. The driver's insurance will go up and would also be liable for any criminal acts. I would assume that if someone else is involved in an accident, while driving your car, your rates will go up? Your insurance will NOT be affected if someone used your car and got a citation BUT,,, If they had an accident and had NO insurance YOU would be involved. If your registration and or insurance is not up to date, you and the driver will pay some fines and get violation points for the above.