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Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
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Can a driver with no insurance clain of your insurance?
Sorry, the driver with no insurance can claim of your insurance. He/she has no legal right to lodge such unauthorised claim.
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
What happens when a uninsured driver hit someone?
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?
yes yes
When a driver has no driver's license or insurance but driving a car that is insured and someone hits them who is responsible?
It's going to be very difficult to claim that it's not the fault of the person who was breaking the law by driving illegally.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
What should you do if your car is hit by someone who has the same insurance company as you do?
It makes no difference. It is still a valid claim, regardless if the other driver has the same insurance as yours. The same laws and regulations apply.
Does the insurance agent submit the auto accident claim to the insurance company or do I ?
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
If you are the registered owner of a car and living abroad but your car is insured in the states if a driver on your insurance has an accident can they file a claim or can you file from abroad?
If a person is listed as a driver on someones insurance they can file a claim themselves. The person living abroad can also initiate a claim on behalf of the driver if they wish too.
If you are a victim of hit-and-run accident caused by a rental car driver can you claim the damages from this rental car company directly?
You can only claim against the rental company if the driver took out their insurance. If he has his own separate insurance, that is where you need to make the claim.
If someone is listed as a driver on the insurance policy can they be accused of stealing the car?
Yes. Being on the insurance doesn't make someone the car's owner. Only the deed holder or the lien holder can be classified as the owner and can claim that the car is stolen. yes
