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Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be At Fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
What else can I help you with?
Who pays the deductible when the other person is at fault?
There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.
What are the options for collision repair with no deductible?
When it comes to collision repair with no deductible, you typically have two options: using insurance coverage that includes a zero-deductible option or paying for the repairs out of pocket without involving insurance.
Can your insurance company raise your homeowners deductible without you consent?
it depends on the company
I have liability insurance my car was totaled what am i to do with the car?
Repair it make a planter out of it sell it for scrap Without collision insurance you are out of luck unless the accident was the other guys fault, in which case his insurance will pay you for the value of your car and collect the remains.
Is it possible to get body shop repairs done with no deductible?
Yes, it is possible to get body shop repairs done with no deductible if you have a comprehensive insurance policy that covers such repairs without requiring a deductible.
What can one do if they are in a car accident and have no insurance?
It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault.
Can I get my auto body repair done without having to pay the deductible?
No, you typically need to pay the deductible for auto body repairs as part of your insurance policy.
Can I drive without vehicle insurance?
Yes, it is illegal to drive without insurance or without having sufficient insurance in Arizona. You will have 30 days to provide proof of insurance following an accident.
If you have liability insurance and cause an accident can you be sued?
yes you can with or without it
Driving without insurance in Florida and got into an accident?
Yes.
Can you change the deductible and cap amounts on your health insurance policy without changing policy number?
Probably. Check with your specific insurance company.
Should you have uninsured motorist property damage coverage?
Absolutely. If someone hits you without insurance this coverage will pay to fix your vehicle with a small deductible. The company will then pursue the at fault party until all the losses are recovered and then send you back your deductible. Usually they have to collect payments for years to collect all the damages. If you don't have UMPD coverage you will have to do that yourself. UM is well worth the premium. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.
