Wiki User
∙ 15y agoThe collision portion of your Auto Insurance Policy would pay for damages to your own auto when you are the At Fault party. The liability portion of your auto insurance pays for damages you cause to another party Insurance Plus
Wiki User
∙ 15y agoIt covers the damage done to your car in an accident.
It covers damage done to your car in an accident.
Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.
Automobile insurance policies usually vary by region and country. In most countries, a standard automobile insurance policy works by covering third-party liabilities to your automobile, statutory accident benefits, and property damage compensation.
It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.
Then you may be liable for any damage that you caused to someones property or person.
Third party insurance basically protecting yourself from the actions of another persons. It covers the damage you caused to a third party only - injury, death, and/or property damage caused to a third party in the event of an accident caused by the use of the vehicle.
A. supplementao
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.
hope to god the other car has 3rd party insurance. Third Party insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you're covered for any damage you may accidentally cause to someone else's property.