The basic insurance/third-party liability covers third-party persons. But if you have comprehensive car insurance, it not only covers you, third-party persons but also your car.
If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.
Most good insurance brokers can offer third party car insurance as this is the most basic type of insurance offered. Just request it when getting a quote.
In third party car insurance policy following risks are covered: Liability when death or injury is unlimited Death or Injury caused to a third party Damage caused to third party property
CGU Car Insurance offers the same services as most other car insurance companies. These services include comprehensive insurance, third party fire and theft, as well as third party property damage insurance.
There are several different types of third party car insurance, including fire damage and theft. The specific types of coverage in a given contract can be arranged with an insurance agent.
Like other vehicle insurance, van insurance can be broken down into three general categories. These are Fully Comprehensive Insurance; Third Party, Fire, and Theft Insurance; and third party insurance.
Third party insurance only covers the property of the other person(s) involved in an accident, not your car. Full coverage insurance (or comprehensive insurance) also covers your car if you damage it.
In Third Party Motor Car Insurance,when a third person is injured by your car, Insurance Co. will pay him/her under this policy.
If you're over 25 and have comprehensive insurance, you're covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a third party involved they're covered.
Money Supermarket has a comparison tool that lists a number of companies providing third party car insurance. One could try companies such as Yes Insurance, Saga, Esure, and Admiral.
yes, if this us the case consider getting third party only insurance