Auto insurance covers damage caused during an accident. If the
engine is damaged during an accident that's covered. If it's
damaged for any other reason then that isn't covered.
Will the Farmers Insurance Group total a car after 50 or 80 percent damage?
Most insurance agencies, including Farmers, will total a car
with this amount of damage. It depends on where the damage is and
if the engine and other expensive parts of the car have been
compromised or totaled.
If you run your boat on shore what should you do first?
Turn off the engine, get out of the boat and assess the damage,
then call your insurance agent. If you don't have insurance, then
just get out of the boat and pull it back home.
Does Garage Keepers Insurance cover non-collision damage to vehicle specifically engine failure due to diesel runaway?
No, it would not cover damage of that nature. Garage Keepers
insurance provides protection in case a vehicle is damaged by fire,
theft, vandalism or collision.