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PLPD stand for public Liability And Property Damage, it is simply liability insurance with regards to physical injury along with property damage, this specific pays off when you find yourself with car accident and also cover property damage one other parties accrues on account of the actual accident,
No Fault Insurance insures 1st party statements: damage to your car and also losses because of virtually any accidental injuries to your personality, No-fault insurance policy enables you using with your car insurance company with no need to demonstrate that this other social gathering has been At Fault
Full Coverage Auto Insurance covers everything accidents, repairs, fuel, maintance, and even speedig tickets
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If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
Why would a company carry PLPD insurance?
ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault
Is it legal for your insurance company to deny a loss for a car that was totaled?
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
What is the difference in price of PLPD as compared to full coverage per year?
Full coverage is more Expensive that PLPD because with full coverage anything that happens to your car they will pay for yours and the other persons car but with PLPD they only pay for the other persons car.
If you were in an auto accident and have only PLPD coverage on your vehicle will repair costs be covered?
PLPD is also known as liability. If YOU hit someone else's car meaning that you are at fault, any repairs will come out of your own pocket because PLPD only covers damages for other vehicles. If you were not at fault it doesn't matter what coverage you have because their insurance carrier (if they have one) should pay for your vehicle damages.
Does your plpd insurance cover the damages to a car that you hit?
I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.
What are the 2 main categories of automobile insurance coverage?
Where I live PLPD (Public Liability and Public Damage) are the first type The second is known as comprehesive or colision
When is the best time to switch to PLPD auto insurance?
PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your vehicle's damage. Usually when your car reaches 10 years old it is okay to switch to PLPD - by this time chances are that the collision premium will be close to what the "red book" or "blue book" value of the vehicle is. Some insurance companies do not offer collision coverage on vehicles that are 10 years or older and most require a mechanical inspection certificate (Please note this applies to auto insurance in Canada).
How old should a truck be when it is logical to drop from full coverage to only having PLPD coverage?
85
What is PLPD?
Public Liability and Property Damage insurance. Bascially liability insurance.
Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
Plpd on car no one else involved car flipped but driver taken to hospital does health insurance step in for patient?
What does Plpd mean?
