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What are the main factors that determine the premiums charged for automobile insurance?
The main factors are where you live, driver age and sex, marital status, driving record, previous accidents and claims, credit score, and if you have current coverage and for how long. There are many many more factors in calculating auto insurance but these are the main ones.
What is Car insurance?
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.
What is comprehensive car insurance?
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.
What are some types of insurance coverage?
Some main types of health insurance coverage are individual, group, and business.If you are getting insurance on just you that would be individual. They also have family.
How does one get private health coverage?
"You get private health coverage or insurance by purchasing it from a private health insurance company. There is Athem Blue Cross, and that is the main one."
Do you need insurance coverage on a residential detached garage?
Most standard Homeowner's policies cover other structures on the same property that are detached from the main dwelling. This coverage is provided automatically in an amount of 20% of the dwelling coverage and is in addition to the coverage on the main residence.
Where can someone go to apply for a job as an automobile insurance agent?
Someone can go to employment websites such as Reed to apply for a job as an automobile insurance agent. Alternatively, someone can approach the main insurers directly to ask about vacancies.
Does basic motorcycle insurance cover theft?
"Basic" is vague. Generally speaking, there are two main categories of insurance: liability (which covers other people) and comprehensive (which covers your vehicle). If you have liability insurance only, it most likely won't cover theft of your motorcycle. You should talk to your insurance agent to be sure that what you want covered is covered, and that you're not paying for coverage you don't want (and aren't legally obligated to have).
What are some companies that offer maternity insurance?
Most of your main insurance companies such as Blue Cross Blue Shield as well as State Health Care have maternity coverage. Some vary as to rather or not they cover the pregnancy if you obtain the coverage after becoming pregnant.
How many different types of life insurance are there?
There are two main categories of life insurance: whole life and term insurance. Whole life insurance is an insurance policy combined with an investment account and has several variations such as universal life and variable life. Term life insurance has no investment account, but provides a set sum of money should one die within the specified term of coverage. Variations of term life insurance include annuable-renewable and level-term policies.
What is the object of general insurance?
The main objective of general insurance is to provide insurance coverage for non life products. This may vary from medical insurance to fire & burglary, marine insurance, shopkeepers policy, householders policy and so on.
What are the main differences of term life insurance vs whole life insurance?
A life insurance is only good for life coverage, when you die an amount of money is given. Whole life insurance includes investments you have. Such as stock market.
