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That depends on the insurance company. some like state farm have accident forgiveness, some increase your rates every time you make them pick up the phone, your fault or not. You get what you pay for with low end companies like not so wide, no reassurance and unsafe auto. (names changed to protect me from lawyers)

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Q: Does insurance go up if you are involved in a minor accident?
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If you're in an accident but no one else is involved will your insurance go up?

Any accident can cause your insurance to go up even if it wasn't your fault.


Does my insurance premium go up if you are involved on an accident which i borrowed a friends car?

If the accident goes on your driving record, yes.


What happens if you have car insurance and you have an accident?

You call your insurance company and report it. if the accident is your fault, with very minor damage, you would be better off paying for the damages yourself, rather than telling your insurance company and having your rates go up.


Can an insurance Co go after a minor for an accident on a bicycle?

No, these company are working for profit only ,if the bring a rule in small minor injures in matter ,then it will make the company in loss.


Will your insurance premium go up if you are not at fault in Michigan?

Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.


Do fixed car insurance premiums ever increase?

If you were involved in an accident that was your fault, regardless of the terms of your insurance, your premiums will go up. You insurance agent can give you more details.


If you are involved in an accident and Applied Claims Insurance Company is paying 1800 how much will your premium go up at renewal?

This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors involving this. Is this the 1st accident, state, insurance company.....


If the deductible is more than the damage do you have to go through your insurance company if you have a minor accident?

Only if there were another vehicle involved. If for instance you back into a tree you wouldn't want to make a claim, unless the damage exceeded the deductible. Perhaps not even then.


Can you go to jail if you caused an accident with no insurance?

Yes,, You may be subject to arrest if you are operating an uninsured vehicle while involved in a traffic accident. This is often at the discretion of the responding officer.


If you are in a minor accident and both parties do not file a claim to either insurance companies but a police report was made does this still go on your driving record?

In what locality?


In the State of Washington does the insurance rates of both parties involved in an accident go up?

Yes, both drivers will see an increase in premiums.


When driving with a learner's permit and involved in an accident whose record does the accident go on?

The actual driver. Unfortunately, if the driver is your kid, and you're adding your kid to your insurance policy, it could affect your rates.