There have to be conditions on if you get arrested or not. If you are driving under the influence of alcohol or illegal drugs, the chances are very high that you would go to jail. If it was just an accident that you were at fault, not likely to go to jail.
then they go to jail and pay lots of money!
You don't go to jail for being sued. If the suit is successful, you may be forced to pay damages caused by your actions (or accident).
If you have full covered insurance YES. Otherwise it will only cover the other person. DUI accident its just like a regular accident, with the difference that you will go to jail.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Boy does it ever. You should be sitting down when you get the letter from your insurance company. Sorry!
Yes. In most cases, depending on your insurance company and state, your insurance will go up after an accident, especially if you have a learner's permit.
Any accident can cause your insurance to go up even if it wasn't your fault.
Well, it depends on where you live and what the laws are in that specific region. in canada, that perosn would probably go to jail.
Very likely yes. This is especially true since you are at-fault for the accident. (meaning you caused the accident). Some insurance companies reward loyalty and may have "accident forgiveness" program if you have been a long time customer with them.
Yes.
Only if you had an accident that their insurance had to pay for.