What is bad? Insurance coverage is based on cause or reason. In order to properly answer the question one would need to know why the slab is bad. Why? If a big rig truck ran off the road and into the side of the house and damaged the slab this would be a covered claim. Your homeowners insurance covers claims where a vehicle strikes the house.
Did ground water flooding damage the slab? If so you would need flood insurance. No homeowners covers flood. Flood is flood and is insurance offered by FEMA. You don't get flood coverage under homeowners policies.
Is the slab bad because the work done to build it was poor? There is no coverage to repair the slab but if the slab being bad caused ensuing damage there may be coverage for ensuing damage.
Has the slab just started cracking because no expansion joints were put in the concrete? This is really not a sudden an accidental event. In fact it is normal and thus not something homeowners insurance covers.
Need to know why slab is bad to get you a better answer. Tried to answer giving a few different options.
Not sure what you mean by "Bad Masonite siding"?.. If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.
No,, homeowners insurance does not cover normal maintenance costs nor damages that result from lack of maintenance.
The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.
There are companies that do not run credit score.
most of the time they will only damages caused by the bad repair not the repair itself 1. Read your policy 2. Call your insurance agent and ask THEM.
Yes, many insurance companies do require you qualify credit wise to be eligible for coverage.
Of course not. I assume you are talking about commercial liability insurance.
Physical Injuries are best covered under your medical or health insurance plan. The coverage is usually much broader.
Not likely. Most insurers would consider a well pump to be a homeowners maintenance issue. Well pumps require replacement form time to time. they are a mechanical device and they just break down and die after a period of time depending on usage and ground and well condition's. It's no different from needing to do occasional mechanical repairs on your automobile. A warranty might help you if it's still in force but your auto insurance would not pay for mechanical breakdown. Likewise your homeowners insurance policy does not provide for maintenance costs of your home.
Yes it will cover your motorbike insurance. The only bad thing about it is that it is only in Ireland. Therefore it isn't good if you are a resident in the united states.
If the contractor owned up to doing anything wrong they would lose there license very fast verses using the courts or state board to take it , what protection does a homeowner have when "we the people" hire some jackleg who is running around with a good con on how great he and his work is. The question I think is does our homeowners policy cover the damage done by a jackleg who did bad work. This is more and more becoming a huge issue in an america that no longer tests class A contractors for there knowledge of how to do the work. Instead they test for business skills and taxes and employees verses testing for what knowledge they have of actually doing something without your home falling down.
Yes. Go see your doctor.