Not sure what you mean by "Bad Masonite siding"?..
If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.
Masonite is a thin type of fibreboard/particleboard with one glossy side and one textured side. Use it on the outside of a house and you get masonite siding.
Masonite can be painted, but it needs to be sealed first. Sand the siding with 80-grit sandpaper or a sanding block, but do not scrape the siding, as it can dislodge chunks of the siding. Apply a layer of primer before painting.
I believe Masonite quit producing siding several years ago. They lost a class action lawsuit over it. There are several other choices available, Smart Board siding seems to be a much better product. It comes in smooth and wood grain.
Masonite Colorlok siding can typically be found at home improvement stores, building supply retailers, and specialized siding distributors. Additionally, it may be available through online retailers and marketplaces. For specific product availability, it's best to check with local suppliers or consult the Masonite website for authorized dealers in your area.
I believe Masonite quit producing siding several years ago. They lost a class action lawsuit over it. There are several other choices available, Smart Board siding seems to be a much better product. It comes in smooth and wood grain.
Masonite is an outdated product removed from the market due to defect. It basically has no value. Zero Value equals Zero insurability. I don't know of an insurer that would provide coverage for Masonite siding.
Damaged SidingHomeowners insurance policies provide coverage against PERILS such as wind, water, fire, lightning, etc. If your home was damaged by water/moisture due to worn or deteriorated siding and you have an all-risk policy, then the resultant interior water damage may be covered once you have repaired the defective siding product that caused the damage. The defective or worn out siding itself would not be covered. There is no coverage to replace the siding itself if it is just worn out or defective. This would be a home maintenance issue.If the siding has been damaged by an event (tree fell on it, it was struck by flying debris) then repair of the siding may also be covered.AnswerAdditionally, if you have Masonite or asbestos roofing or siding, it is well known as a defective, obsolete product. What is the value? If it has no value how can you claim a loss on the product. I have been asked several times to value this product. Since it cannot be valued, how can you have a loss? The old adage is if it has no value it cannot be damaged. you cannot discern a dollars amount of damage to a penny!
Windows should be installed after sheathing and before siding.
No. Tear the old siding off.
Siding is typically installed by professional contractors or specialized siding installers who have experience with various siding materials and techniques. These professionals often work for construction companies or operate as independent contractors. Homeowners can also choose to undertake the project themselves if they have the necessary skills and tools. It's important to ensure that installers are licensed and insured to guarantee quality workmanship.
Masonite siding is affordable, making it a popular choice for tract housing. It can also fall victim to moisture if not inspected and maintained on a regular basis. The siding should be checking thoroughly every spring or fall. Any cracks or gaps in the painted surface should be sanded, patched and repainted to keep it in top condition. Use a paintable caulk to take care of any gaps, cracks or other exposed areas in the masonite siding. Regular maintenance can help extend the life span beyond the average of eight to ten years.
No