Masonite is an outdated product removed from the market due to defect. It basically has no value. Zero Value equals Zero insurability.
I don't know of an insurer that would provide coverage for Masonite siding.
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Of course. Insurance cimpanies rarely outright refuse to insure anything. The way insurers work is to simply price the risk. I have never been denied insurance on my 1978 home with masonite siding. I am currently with Farmers Ins.