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Not likely. Most insurers would consider a well pump to be a homeowners maintenance issue.
Well pumps require replacement form time to time. they are a mechanical device and they just break down and die after a period of time depending on usage and ground and well condition's. It's no different from needing to do occasional mechanical repairs on your automobile. A warranty might help you if it's still in force but your auto insurance would not pay for mechanical breakdown. Likewise your homeowners insurance policy does not provide for maintenance costs of your home.
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Does homeowner's insurance cover loss of a well due to nearby blasting?
No, Homeowners insurance does not warranty the production of a well on the property.
Does homeowners insurance cover a water leak from a well to the house. It is outside.?
No, it is just for the house and contents.
Will homeowners insurance not cover a child's stolen motorbike and only ATVs if they service the property?
you are correct homeowners will not cover a motorbike, that is a policy by itself. as for the ATV, it would have to be used for farm or other type work, not personal, to be covered on homeowners. again, ATV insurance is a policy of its own as well.
Will my homeowners insurance cover a water well pump?
It really just depends on the type of policy you purchased, Not all home insurance policies are equal. The best place to get advice on coverage's offered by your policy ids through your insurance agent, or the company if your purchased without an agent representative.
Does homeowners insurance cover dry wells?
The short answer is no - unless the well has run dry due to accidental damage of some sort.
Does homeowners insurance cover drilling a new well?
No, plus there is a special number you need to call for city or Township approval before digging, they offer insurance to the dig
Will homeowners insurance cover sump pump water damage?
No, unless it was hit by lightening. They will send out and engineer to pick up the pump after it has been pulled. They will then test it and give you an answer.. $1200 for pump and $500 for labor is what I was quoted. 3-18-2012
Does homeowners insurance cover broken faucet?
No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners policy was designed to do.
Does homeowners insurance cover a collasped well?
I cannot think of any covered cause that would cause the collapsing of a well. Damage must be due to a covered cause.
What does a normal home insurance cover?
A standard homeowners' insurance policy will cover damage to the interior or exterior of the house as well as damage or loss to personal belongings. However their exists a variety of home insurance options so what you are covered for may be more of less than stated above.
Do homeowner insurance cover well pump?
A well pump is covered property as part of the home. As always, the key is the cause of loss and not just that the item is damaged. Probably the main covered way for a well pump to be damaged is through lightening damage.
I am a first time homebuyer and I was wondering is Flood Insurance covered with Home Insurance?
No, you are not protected from a flood with your basic homeowners insurance. Most companies that sell homeowners insurance will probably sell flood insurance as well, but it will be it's own purchase.
