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Does homeowner's insurance cover loss of a well due to nearby blasting?
No, Homeowners insurance does not warranty the production of a well on the property.
Does homeowners insurance cover a water leak from a well to the house. It is outside.?
No, it is just for the house and contents.
Will homeowners insurance not cover a child's stolen motorbike and only ATVs if they service the property?
you are correct homeowners will not cover a motorbike, that is a policy by itself. as for the ATV, it would have to be used for farm or other type work, not personal, to be covered on homeowners. again, ATV insurance is a policy of its own as well.
Does homeowners insurance cover dry wells?
The short answer is no - unless the well has run dry due to accidental damage of some sort.
Does homeowners insurance cover broken faucet?
No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners policy was designed to do.
Does homeowners insurance cover a collasped well?
I cannot think of any covered cause that would cause the collapsing of a well. Damage must be due to a covered cause.
What does a normal home insurance cover?
A standard homeowners' insurance policy will cover damage to the interior or exterior of the house as well as damage or loss to personal belongings. However their exists a variety of home insurance options so what you are covered for may be more of less than stated above.
I am a first time homebuyer and I was wondering is Flood Insurance covered with Home Insurance?
No, you are not protected from a flood with your basic homeowners insurance. Most companies that sell homeowners insurance will probably sell flood insurance as well, but it will be it's own purchase.
Will homeowners insurance cover a well pump that is bad?
Not likely. Most insurers would consider a well pump to be a homeowners maintenance issue. Well pumps require replacement form time to time. they are a mechanical device and they just break down and die after a period of time depending on usage and ground and well condition's. It's no different from needing to do occasional mechanical repairs on your automobile. A warranty might help you if it's still in force but your auto insurance would not pay for mechanical breakdown. Likewise your homeowners insurance policy does not provide for maintenance costs of your home.
Does homeowners insurance cover plumbing repair to a leaking pipe behind a wall in the house?
AnswerIt may vary state to state but generally NO insurance will not cover the leaking pipe but it will cover the cost to get to it and repair the damage done to get to it as well as cover the damage done from the leak. You are on your own with the cost of the plumber. Best bet is to read your policy on exclusions. If it is not excluded, it's covered.
What does homeowners liability insurance cover?
It covers your negligent actions anywhere in the world as well if someone sues you your laibility coverage will kick in and they will defend you. There are some other coverages in there as well but would need to see policy as all are different
Will homeowners insurance cover replacement windows?
Well, you are not really giving enough information to answer the question. A large proportion of policies will cover it, but you need to see what your coverage is. Also, make sure to check out this complimentary book on replacement windows - - http://www.WindowHelpBook.com
