Yes, many insurance companies do require you qualify credit wise to be eligible for coverage.
Someone with bad credit can obtain auto insurances at various places. Bad credit shouldn't stop someone from wanting to obtain auto insurance. Direct Insurance is a company that will provide auto insurance to people with bad credit.
A great company for homeowners with a bad credit rating is Bad Credit Home Equity. They have a website that is quite easy to find. Another solution to the problem would be to find small business lenders in the area.
Unfortunately, no major dealerships offer affordable car finance options for bad credit buyers in Australia. This makes it very hard for bad credit buyers to afford cars in Australia.
The best place for someone to get a mortgage with bad credit is from a government program. These programs include Home Affordable Refinance Program and Home Affordable Modification Program.
Not sure what you mean by "Bad Masonite siding"?.. If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.
Some car insurance companies do not do credit checks. And not receiving a credit check won't do anything bad. In fact, if one has bad credit or no credit and the insurance company does decide to do a credit check, that person might end up paying a larger rate.
A bad credit rating will most always affect your car insurance rates. This is what car insurers call 'being at risk' - The best 'fix' to get lower car insurance rate is to improve your credit rating.
That really depends on what state your in and what companies in your state will offer a non-credit scored Home Insurance Policy. You may have to find a Surplus Lines Insurer in your state to find coverage as most standard Home Insurers will require an acceptable credit score to qualify for their programs. I know "Van Wagoner Insurance Companies" a surplus lines insurer offers Non-Credit Scored home insurance Policies in Texas, Oklahoma and Arkansas and possibly some other States.
Physical Injuries are best covered under your medical or health insurance plan. The coverage is usually much broader.
Yes, many companies offer plans specifically for people with bad credit. You will have to pay a lot more, however.
What is bad? Insurance coverage is based on cause or reason. In order to properly answer the question one would need to know why the slab is bad. Why? If a big rig truck ran off the road and into the side of the house and damaged the slab this would be a covered claim. Your homeowners insurance covers claims where a vehicle strikes the house. Did ground water flooding damage the slab? If so you would need flood insurance. No homeowners covers flood. Flood is flood and is insurance offered by FEMA. You don't get flood coverage under homeowners policies. Is the slab bad because the work done to build it was poor? There is no coverage to repair the slab but if the slab being bad caused ensuing damage there may be coverage for ensuing damage. Has the slab just started cracking because no expansion joints were put in the concrete? This is really not a sudden an accidental event. In fact it is normal and thus not something homeowners insurance covers. Need to know why slab is bad to get you a better answer. Tried to answer giving a few different options.