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Auto>General Auto

Does car insurance cover the car or the driver?

Anonymous

∙ 14y ago

Updated: 9/16/2023

Car insurance covers you for accidents, fire and theft of your vehicle depending on what type of insurance you take out. You will need to get a quote from a car insurance company to find out how much your insurance will cost and what it will cover you for in the event of needing to make a claim.

Wiki User

∙ 14y ago

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Related Questions

A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).

Does auto insurance cover any driver of your car?

no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes

What if a car rolls into your car and there is no driver?

Well then hope that your insurance will cover it.

Does your car insurance cover a non-insured driver?

sometimes

If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.

Does having a license automatically insure you as a driver?

No,, You have to buy the auto insurance for your car or you have to make sure the owner of the car you are driving has the required insurance and that it will cover you as a driver as well.

What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?

If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).

Why can't I get a rental car from the driver who totaled my car?

Presumably because the other driver's insurance doesn't cover that expense. Check into your own insurance policy to see if maybe your own insurance does.

If an unisured driver has an accident in your car will your insurance still cover it?

Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)

Will AARP cover a minor accident if someone else was driving your car?

ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.

If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?

The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.

Does your insurance cover a borrowed friends car without insurance?

If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.

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